John 16:33 I have said these things to you, that in me you may have peace. In the world you will have tribulation. But take heart; I have overcome the world."


That’s what it’s called. It’s a checking account product from PNC. “Access”checking.

Except for my deceased brother. Access to his PNC Access checking is in name only.

 A cancer patient, Paul died in 2019 at age 55. He had endured a rough life; first diagnosed in 1970 with leukemia, bald in middle school from chemo, diagnosed later with Glioblastoma. 

By the time he died, he had no spouse, no home, no car and no will. Only one asset: his “Access” checking from PNC. Recently direct deposited by Social Security into the account was his first disability check which, in addition to current month, included some back pay. 

A few days after his funeral, I met in Raleigh with the Wake County Clerk of Superior Court to understand and meet any requirements outstanding. In light of his very marginal “estate” the Clerk’s office issued order  19-E-3837 to PNC. It’s an Authorization to Pay Money Owed Decedent. It’s a court order allowing PNC to release the checking balance to Wake County Superior Court. No swearing. No notarizing. No liabilities…


It’s been over 3 years now!

As I understand it the APMOD is not an offer — it’s an order!

I have sent multiple official copies of the death certificate to PNC. Wake Superior Court has sent multiple copies of the order.

I have reached out to WRAL’s 5 on Your Side.

I have reached out to the NC Department of Justice Consumer Dept.

I have shared an overview with the Independent and with WTVD.

No one wants to follow through, take up the cause!

In vain, a few months back, I sent a registered letter to Bill Demchak, CEO of PNC in Pittsburgh. They are a $565 billion organization. (The US Supreme Court says corporations are persons. 😀) 

To date, PNC remains unyielding, refusing to grant ACCESS to Wake County Superior Court for disposition of a PNC ACCESS checking balance, in this case, the pittance of a faceless account holder.

Rikki Don’t Lose that #

Fast track

“The quickest path to joy and fruitfulness is generosity.”
— John Rinehart


This morning really felt like retirement. A leisurely 9:30 appt. at the vet for Rudy’s nail trim. Then, leisurely miles west to Hillsborough to re-up Rudy’s groceries at Paws at the Corner. There, he is welcomed with treats and new friends. Last stop, Weaver St. grocery where we take a sidewalk table in the morning sun and retrieve select pastries from inside. The three of us sate in the 67-degree November, sun-warmed breeze. Ahhh.

Resigning to head homeward, we return over undulating hills of eastern Orange County farms –but not before reporting to animal control that a stray cow is ambling loose in a front yard as we egress Hillsborough proper.

Good News!

The gospel is always more compelling to those who understand and accept their own inadequacies. Tullian T.

PNC Bank, above the law!

◦ FOR 3 YEARS NOW, PNC Bank has refused to comply with a Wake Co. Court Order (19-E-3837) to release my deceased brother’s checking balance.

The order authorized PNC to release the balance to Wake Superior Court.

My brother died intestate, indigent and unmarried. The balance, my brother’s only asset, consists of his disability benefits.

Engaging an attorney would likely take most of the balance and should not be necessary in the first place!

I have spoken via email to at least 4 PNC employees in their escalations department — and one of those employees about 5 times all to no avail.

I have appealed to WRAL’s 5 on Your Side. I have the NC Attorney General’s office asking PNC for an explanation. I have sent a USPS certified letter to a board member at PNC.

I guess when you’re a $565 billion corporation, you can do or not do pretty much anything.

Aid crisis

Love One Another

Fear and Worry

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